You don't have to be a Disney Vacation Club (DVC) member in order to save money and use the Disney Vacation Club properties. Disney Vacation Club rentals offer guests the possibility of obtaining DVC rental points in order to save money on a fantastic vacation.
Renting DVC points is one of the best kept secrets of saving a ton of money at Walt Disney World, Disneyland, and other Disney destinations that so many guests don't realize is an option. Disney Vacation Club rental points are a one time rental of a set number of points from a member of the Disney Vacation Club. The points will allow you to book a Deluxe Villa room or other Disney experience at what is typically a discounted rate.
Our guide to DVC rental points from a DVC owner along with how to get the best deals on Disney timeshares has you covered for securing DVC rental deals.
What is Disney Vacation Club and what are “DVC points”?
Disney Vacation Club (DVC) is an ownership program, similar to a timeshare, that you invest in to take way more cost effective Disney vacations. DVC has resorts all over the world and of course- a large selection at Walt Disney World and one at Disneyland!
Disney Vacation Clubs are a little different than timeshares though since it uses a one point system for buying and renting. The more points you buy, the more you can use your Disney reservation. Owners also have the option of renting DVC points to non-DVC owners which is a great advantage for both parties. The more points you purchase, the more options you have for your vacation each year. You can read all about Disney Vacation Club in our guide.>
As you might expect, Disney Vacation Club owners often end up with more DVC points than they know what to do with for a given year so they look to “rent” out these points for other guests who are planning Disney vacations. These “extra” points from Disney Vacation Club members are the inventory for your rental of points to save on a trip. Because there is a sunk cost for Disney Vacation Club members – they already have the set amount of points that could go to waste – they are inclined to take an amount per point that is lower than what Disney would charge for the same room even though it is the same guest experience once you are on property.
Here's an example of how powerful a discount can be. For a five night stay in Walt Disney World in September 2022 at the Polynesian Villas & Bungalows, the price of a standard for the five night was $4550. When I used points rental from David's Vacation Club, the all in cost was $1976. That's a savings of over $2500 plus you get a deluxe studio opposed to a standard room! Now you can see why this DVC rental process is so popular. I broke down this full example and one from a rental by owner below.
Renting points also gives you access to the same DVC theme park perks. Currently all hotel guests get access to the parks 30 minutes before opening and Deluxe park guests get to remain in a theme park for an extra 2 hours after park closing for select parks on select nights in what Disney is calling Extended Evening Theme Park Hours.
We share more about the specific Disney Vacation Club resorts and how the process of joining the DVC program works in the guide linked above and at the bottom section of this page. For now, let's get into the details of renting DVC points…
How Do I Rent Disney Vacation Club points?
Disney Vacation Club rental points are a great way to save up to 60% on your Disney trip! And the best part is you don't even have to personally know a DVC owner to buy DVC points from owner.
Basically, you can find a DVC rental by using a company that acts as a points broker between owners of DVC points that want to rent them out. These companies help connect those that are interested in purchasing DVC rental points with DVC owners. You will still get all the great on-site advantages of a Disney stay without paying full Disney prices. These points rent for lower than what Disney would charge for a room because of the added hassle of coordinating a point rental – think of buying the same pair of shoes from the boutique around the corner vs having to trek all the way to the outlet store hoping they have the right pair.
David's Vacation Club Rentals
Our go to recommendation for DVC point rentals is David's DVC Rentals which is a Better Business Bureau accredited company that's been around since 2005 to help people rent DVC points. This company will completely protect you against fraud and issues while you rent DVC points which is the safest way to rent DVC points without worry from Disney Vacation members.
You will also not have to worry about trying to get a hold of a specific DVC owner with questions about your stay since booking directly with David's service handles everything, they will be your number one contact with a fully staffed professional team ready to help you. Another great perk of using Davids Rentals DVC is that if you need to add a dining plan to your reservation (once they return) they will do all of that for you and you won't have to worry about chasing the owner around to set up your reservations. It will save you time and be handled professionally.
And most of all, David's Vacation Club Rentals is easy to use without the hassle of worrying about negotiating prices with owners. They work to protect you when you rent DVC points by doing background checks on the owner to ensure everyone is financially protected during the transaction.
It is important to know that because of the popularity of David's Vacation Club Rentals there is often a queue for the most popular resorts with the top three in popularity being Polynesian, Beach Club and Animal Kingdom Lodge. If you have your heart set on specific dates, this can get tricky as you have to ‘wait your turn' for availability depending on the resort. You can only be in one queue at a time. If you have flexible dates, this process becomes much more laidback and they also offer confirmed reservations to pick from if you're flexible on dates and resort. The sooner you book, the better so you can get yourself in a queue for the resort of your choice. But just be aware that you will likely be placed on a waiting list for most of the resorts when booking through David's Vacation Club so don't panic if you are told your resort isn't available when you first call, it may take some time to secure a reservation.
Disney Vacation Club Rentals by Owner
You also have the option to buy DVC points directly from someone who owns Disney Vacation Club points. There is a level of risk that can go along with this option if you're not careful so it's best to proceed with caution anytime you plan on exchanging money with someone you connect with online. This is also a much more time intensive process to renting Disney Vacation Club points.
There is one place you can find DVC owners that provides some layer of security and that's the DISboards website. This website is a Disney parks focused forums website which has a separate message board just for DVC owners looking to rent out their points along with confirmed reservations. For owners to be able to rent points on the forum they either have to purchase a membership (not offered to those with accounts less than 6 months old) or have a minimum of 50 DVC related posts made. This offers some protection but many owners will offer you the option to contact past renters for reviews to verify legitimacy.
Here's some advice on protecting yourself when renting points directly from an owner:
- If renting from someone on the DISboards, view their post history to see past rental history and time spent on the boards. Ask for reviews from past renters for extra security.
- Verify the person is actually a Disney Vacation Club owner, most owners will be willing to provide proof without complaint.
- Secure a contract that includes both your legal names, the point total, cost and other terms. Most buyers will insist on this as this protects them as well.
- Research the owner once you have their legal name, just to ensure they are who they say!
- Purchase travel insurance that offers coverage for timeshare rentals. That is the key term you want to use when finding travel insurance to cover renting Disney Vacation club points. Purchase the level of travel insurance that offers at will cancellations and then you know you're protected.
- One reputable company that has been used successfully by Disney guests renting DVC points is Travel Guard. One friend had no issues filing a claim for a Walt Disney World trip that was cancelled by a hurricane and she had rented points for this stay.
- Regardless of which you use, make sure to verify that the travel insurance company covers timeshare rentals as not all do!
Disney Vacation Club rentals by owner can often be the cheapest way to purchase points but you do need to proceed with caution to ensure your financial protection. Owners will often beginning renting points as low as $14 and up to $22 depending on the resort and demand. But you can often get a great deal on DVC rental confirmed reservations at the last minute by watching the DISboards page for owners that need to cancel their own trips and are trying to make up the cost of their points.
How Much Does it Cost to Rent Disney Vacation Club Points?
David's Vacation Club Rentals charges $19 per point for all stays booked within 7 months of arrival or at non-premium resorts for arrivals beyond 7 months. Pay only $20 per point for all arrivals beyond 7 months at premium resorts. If you want to buy DVC points, your first step would be to pick your desired resort.
For reference, here is the list of resorts that are considered premium:
- Disney's Animal Kingdom Villas
- Bay Lake Tower At Disney's Contemporary Resort
- Disney's Beach Club Villas
- Disney's Boardwalk Villas
- Boulder Ridge Villas at Disney's Wilderness Lodge
- Copper Creek Villas and Cabins at Disney's Wilderness Lodge
- The Villas at Disney's Grand Floridian Hotel
- The Villas at Disney's Grand Californian Hotel
- Disney's Aulani Resort and Spa
- Disney's Polynesian Villas and Bungalows
- Disney's Riviera Resort
Renting through David's Vacation Club Rentals is a huge bargain compared to Disney's prices with most guests saving an average of 50-58% on their hotel stay. This is especially helpful if you're traveling at peak times of the year (summer, spring break, holiday seasons) when Disney discounts are harder to come by. If you're able to travel on a whim, you can save even more with last minute room reservation specials for your stay with one time specials going for as low as $11 per point. The sooner you book, the better as DVC rental availability can be hard to come by for some resorts.
Steps for Renting DVC Points
There's a few steps required for renting DVC points, here is the most typical process if you're going through a company like David's Vacation Rentals:
- Pick your desired resort. You will be prompted to pick up back up resorts which is a good idea since some resorts are more popular than others. You will pay a small deposit for the time required to begin this process. This deposit is fully refundable if your reservation cannot be secured.
- They will check for availability for the resort(s) you selected and dates.
- Typically, especially for popular resorts like the Polynesian and Beach Club, you will be placed in a queue for available points with other guests looking to book vacation points. These queues can slow down the rental process a bit which is why it's helpful to look far in advance so you have time.
- Once a member has the points to rent and they match you with the reservation, you will pay the full amount (no payment plans with renting points so keep that in mind!) and receive the confirmation number for your stay. You can put this confirmation number into your My Experience App to manage your rental just like you would with any Walt Disney World reservation.
Example Price for Renting Disney Vacation Club Rentals
To get an idea of how much you can save renting Disney Vacation Club points, I've put together a few examples comparing both using a company like David's Vacation Club and going directly through an owner with two of the most popular resorts.
Renting DVC Points Example- David's Vacation Club
- Polynesian Villas & Bungalows
- Sept. 12th- Sept. 19th 2022
- Deluxe Studio, standard view
- 104 points (figure out how many points you need using the DVC points chart)
- Cost at $19 per point- $19 x 104= $1976
- Cost at $20 per point- $20 x 104= $2080
This example is using David's Vacation Club pricing which is $19 per point for travel within 7 months, $20 per point for travel further out.
For comparison, this is the price of a standard room with two queen beds with a standard view at the Polynesian Resort runs an average of $650 per night that same time of year so that cost would average out to $4550. That is a savings of over $2500 plus you get a deluxe studio opposed to a standard room!
Renting DVC Points Example- Owners
This is an example of my own personal experience of renting directly from a DVC owner of the pricing I received:
- Animal Kingdom Villas
- Eight nights (peak holiday season)
- Deluxe studio, savannah view
- 165 points
- Cost at $18 per point- $18 x 165= $2970
In comparison, for a deluxe studio with a savannah view (you can rent the villas without being a DVC member at Animal Kingdom Lodge) at the regular price would cost $8,383.50! That's a savings of $5410!
When purchasing directly from a DVC owner I used the DISboards website and found a reputable owner that had a history of renting points on the website with positive reviews. I made sure to secure a rental agreement and contract. The owner was also courteous to provide proof of DVC ownership (she made the reservation for me before final payment!) to ease any worries. I purchased free cancellation travel insurance so regardless, I am covered for our stay. (Full review of this stay coming soon!)
The process was stress free and quick, I had this stay booked within a few days and since I found an owner with such a good history plus I have the extra security of travel insurance I felt confident booking this myself instead of going through a third party company. Since I'm traveling at a peak time of year and desired a popular resort, most of the companies that deal with renting DVC points had long waiting lists for all the resorts.
This is why renting Disney Vacation Club points is so popular and why we recommend it as a great option for staying at deluxe resorts, look at how much you can save and then you can experience deluxe Disney World resorts at the price of a moderate hotel stay!
DVC Rental Confirmed Reservations
You can also cruise David's Vacation Club for dedicated reservations for rent. These are reservations already made/confirmed by the DVC owner. These cannot be modified but are good options for people with flexible dates and resort options. It's a much more streamlined process and works well for people that want to book something quickly.
DVC Last Minute Rentals
Disney Vacation Club one time use points are a great way to save money on a Disney deluxe resort hotel stay. You can find DVC last minute rentals at a cheaper cost if you are flexible to last minute travel. David's Vacation Club is a place to look for DVC last minute rentals which you can find by browsing their DVC rental confirmed reservations. But you can also find great deals if you secure a last minute DVC point rental through a DVC owner directly as often they are looking to sell their points quickly to save costs.
DVC 2022 Points Chart
One of the best ways to estimate how much it will cost to rent points is to begin with a Disney Vacation Club points calculator by figuring out how many DVC points you will need.
Each night costs a set amount of DVC points which varies depending on the resort, time of year and the day of the week. You will add those points together and then your next step would be to figure out your DVC cost per point. We have direct links to each of the relevant 2022 DVC points charts.
Disney Vacation Club Points Chart- Walt Disney World
- Bay Lake Tower at Disney's Contemporary Resort- DVC Points Chart
- Boulder Ridge Villas at Disney's Wilderness Lodge – DVC Points Chart
- Copper Creek Villas & Cabins at Disney's Wilderness Lodge- DVC Points Chart
- Disney's Animal Kingdom Villas- DVC Points Chart
- Disney's Beach Club Villas – DVC Points Chart
- Disney's BoardWalk Villas – DVC Points Chart
- Disney's Hilton Head Island Resort – DVC Points Chart
- Disney's Old Key West Resort – DVC Points Chart
- Disney's Polynesian Villas & Bungalows – DVC Points Chart
- Disney's Riviera Resort – DVC Points Chart
- Disney's Saratoga Springs Resort & Spa – DVC Points Chart
- Disney's Vero Beach Resort – DVC Points Chart
- The Villas at Disney's Grand Floridian Resort & Spa – DVC Points Chart
Disney Vacation Club 2022 Points Chart- Disneyland
Disney Vacation Club 2022 Points Chart- Aulani
Are DVC Rentals Worth It?
The biggest advantage to renting DVC points is the amount of money you will save which is often up to 60% percent of what a hotel stay would normally cost for the same room you would rent with DVC points. For guests looking for a room reservation to any of the popular destinations like Old Key, Key West, Lake Tower, or Bay Lake this is a great way to save money on your reservation.
Plus you get all the perks of being an on-site Disney resort hotel room guest. Staying on-site at Disney resort hotel, such as a room reservation located by Disney World, comes with perks like booking Genie+ reservations before non-resort guests, close access to the parks, extra time in the parks with early entry and being a part of the Disney bubble on your trip.
The downsides of renting DVC rentals are small compared to the large upside of saving nearly 60% on your trip. The biggest downside is that cancellations and changes aren't permitted which can be a big con for many people. You could offset this by purchasing travel insurance or use a credit card with built in protections. You should also be aware that DVC stays do not come with the full Mousekeeping experience. You will only get Trash and Towel service on the fourth night although they may remove trash at any point during your stay. You can pay extra for cleaning if you want it which can run about $30 for a studio or $75 for a three room villa.
Do You Get Magic Bands with DVC Rental?
The quick answer to this is, yes you do! If you're staying at a room reservation at Walt Disney World you get Magic Bands with your DVC rental stay. Once you submit your request to rent DVC points through David's Vacation Club rentals you will be given a link to pay the balance of your room reservation and then once the booking is secured you will receive an official Disney confirmation number. This confirmation number allows you to set up your entire hotel reservation, order Disney MagicBands, and more. You can link your room reservation to the Disney My Experience App and manage everything directly through Disney for your DVC rental.
Guests can purchase MagicBands online at or from the shopDisney app. Bands can also be purchased at select Walt Disney World shops, Disney Springs stores, or other retail locations. Be sure to look for special offers, including limited-edition MagicBands. These special bands can trigger light and sound effects at some touch point locations.
Renting Out DVC Points as an Owner
If you are a DVC member and want to rent out points but don't want to take the time to complete a points rental you can also consider David's Vacation Club Rentals. They will take the responsibility of handling the rental process for your points, agreements, and protect your investments.
This is a much safer option for Disney Vacation Club members for renting out points plus it's quick and easy for an owner to make some money back on their extra points.
How does Disney Vacation Club work?
If you decide to buy in as a DVC owner then you are essentially purchasing deeded real estate interest which is represented by vacation points.
You start by choosing one Home Resort- your Home Resort is where you own real estate interest and where you also get priority booking (up to 11 months in advance) for that resort. Once you select a home resort, then you pick a Vacation Points range that best fits your needs and price range. Vacation Points are what you receive as your annual allotment and each point range costs vary. The best way to decide what points range is best for you is to consider how often you travel, how exotic the destination is, accommodation types, time of year you travel, and length of stay. The value of points never changes regardless of Disney price increases which is a great incentive.
Points can be banked, borrowed, or added to which is why DVC members have the option of renting their points to non-owners. There is a lot of incentive to rent points for members if they decide they won't be traveling that year or have a sudden change in plans so they don't lose value for their points. More on how to use DVC one time use points above if you want to rent from an owner to stay at a deluxe Walt Disney World hotel!
This is where the perks of renting points comes from! You can save a significant amount of money renting points from a DVC owner rather than booking directly through Disney.
Disney Vacation Club Resorts
There is a large variety of Disney Vacation resorts to choose from near Walt Disney World and Disneyland along with international options to use points. And they all come with the high level of quality and customer service you can expect from a Disney resort!
Walt Disney World
- Bay Lake Tower at Disney’s Contemporary Resort
- Disney’s Animal Kingdom Villas – Jambo House
- Dinsey’s Animal Kingdom Villas – Kidani Village
- Dinsey’s Beach Club Villas
- Disney’s BoardWalk Villas
- Disney’s Polynesian Villas & Bungalow
- The Villas at Disney’s Grand Floridian Resort & Spa
- Disney’s Old Key West Resort
- Disney’s Saratoga Springs Resort & Spa
- Disney Riviera Resort
- Boulder ridge Villas at Disney’s Wilderness Lodge
- Copper Creek Villas & Cabins at Disney’s Wilderness Lodge
- The Villas at Disney’s Grand California Hotel & Spa
Other Disney Vacation Club Resorts
Vero Beach, Florida
- Disney’s Vero Beach Resort
- Disney’s Hilton Head Island Resort
- Aulani, Disney Vacation Villas, Ko Oline, Hawai’i
Adventures By Disney Travel Destination Options
Members who purchase directly through Disney also have the option to travel around the world. Disney-trained Adventure Guides and local experts will take you on guided tours to local sights and help you plan your trip.
- Arizona & Utah
- Austria, Germany & Czech Republic
- Boston Short Escape
- Cambodia, Vietnam & Laos
- Canadian Rockies
- Costa Rica
- Ecuador & Galapagos Island
- Ecuador: Amazon & Galapagos Islands
- Seine River Cruise
- London Short Escape
- Montana & Canada
- New York City Short Escape
- River Cruise on the Rhine/Danube
- San Francisco Short Escape
- South Africa
- Southern California
- Vancouver Short Escape
- Washington D.C. and Philadelphia Tour
- Winter in Wyoming Short Escape
Beyond Disney – Destinations Around the World
The Beyond Disney – Destinations Around the World Collection, gives you thousands of destinations to visit along with non-Disney hotel accommodations. You can find all the destinations here.
Disney's level of of service and premium accommodations are customized to your family's needs with each destination offering unique options based on the amount of points you want to spend. Some include studio units that sleep up to four people or 2-bedroom villas equipped with full kitchens or a washer/dryer. You can even find bungalows and cabins that sleep up to eight people or 3-bedroom grand villas that can accommodate twelve people!
DVC Disney Cruises
DVC Members that are booking directly through Disney also have the option of DVC Disney Cruises to destinations such as Europe, Caribbean, Alaska, and the Bahamas to redeem their points on. There is even a DVC specific cruise for members to use points on!
How much to Join Disney Vacation Club?
Pricing varies by which Home Resort you select, to find out about the cost of Home Resorts and pricing you have to contact a Disney Club Guide. It's best to purchase directly through the Disney company so you are eligible to receive extra bonuses or offers. Owners that purchase a membership through a third party do not qualify to use their membership at the Disney Collection or Concierge Collection destinations.
Here is an example of an estimated cost if you were to buy real estate interest for the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai'i, costs start at $18,200 plus closing costs. With this example real estate, the DVC owners quote is an estimated $554.36 to close on this sale with financing available for qualified buyers.
As an owner you will also have to factor in annual dues to cover your Home Resort's operating costs, administrative expenses, refurbishment expenses and real estate taxes. Your Annual Dues are calculated on a per Vacation Point basis and the amount you pay is determined by the size of your ownership interest.
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